Page 119 - Profile's Stock Exchange Handbook - 2025 Issue 1
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Profile’s Stock Exchange Handbook: 2025 – Issue 1                        JSE – FIN
                 Finbond Group Ltd.                           FirstRand Ltd.
        FIN                                        FIR
       ISIN: ZAE000138095  SHORT: FINBOND  CODE: FGL  ISIN: ZAE000066304  SHORT: FIRSTRAND  CODE: FSR
       REG NO: 2001/015761/06  FOUNDED: 2001  LISTED: 2007  REG NO: 1966/010753/06  FOUNDED: 1998  LISTED: 1998
       NATURE OF BUSINESS: Finbond Group Ltd. is a leading international  NATURE OF BUSINESS: FirstRand Ltd., through its portfolio of
        Financial Services institution that specialises in the design and delivery of  integrated financial services businesses, operates in South Africa, certain
        unique value and solution-based savings, credit and value adding service  markets in sub-Saharan Africa, the UK, and India.
        solutions tailored around depositor and borrower requirements rather  SECTOR: Fins—Banks—Banks—Banks
        than institutional policies and practices.  NUMBER OF EMPLOYEES: 49 250
       SECTOR: Fins—Banks—Banks—Banks             DIRECTORS: Burger J P (ne), Isaacs T C (ind ne), Makosholo P J (ind ne),
       NUMBER OF EMPLOYEES: 2 210                  Naidoo P D (ind ne), Roscherr Z (ind ne), Sibisi Dr S P (ld ind ne),
       DIRECTORS: MelvilleNJ(ind ne), Moodley T (ne), Naude P (ind ne),  von Zeuner L L (ind ne), Winterboer T (ind ne), Davias M G (Group CFO),
        PentzDC(ind ne), RiskowitzSM(ne), Wilken-JonkerHJ(ne),  Vilakazi M (COO)
        Motlatla DrMDC (Chair, ind ne), van Aardt Dr W (CEO),  MAJOR ORDINARY SHAREHOLDERS as at 30 Jun 2024
        Labuschagne G (CFO)                         Public Investment Corporation    14.70%
       MAJOR ORDINARY SHAREHOLDERS as at 29 Feb 2024  BEE Partners                    4.90%
         Kings Reign Investments (Pty) Ltd.  34.00%  BlackRock Investment Management  3.10%
         Protea Asset Management LLC      23.00%  POSTAL ADDRESS: PO Box 650149, Benmore, 2010
         Finbond Private Equity           16.00%  MORE INFO: www.sharedata.co.za/sdo/jse/FSR
       POSTAL ADDRESS: PO Box 2127, Brooklyn Square, 0075  COMPANY SECRETARY: Carnita Low
       MORE INFO: www.sharedata.co.za/sdo/jse/FGL  TRANSFER SECRETARY: Computershare Investor Services (Pty) Ltd.
       COMPANY SECRETARY: B C Bredenkamp          SPONSOR: Rand Merchant Bank (A division of FirstRand Bank Ltd.)
       TRANSFER SECRETARY: JSE Investor Services (Pty) Ltd.  AUDITORS: Ernst & Young Inc., PwC Inc.
       SPONSOR: Grindrod Bank Ltd.
       AUDITORS: BDO South Africa Inc.            CAPITAL STRUCTURE   AUTHORISED     ISSUED
                                                  FSR  Ords 1c ea      6 001 688 450  5 609 488 001
       CAPITAL STRUCTURE   AUTHORISED     ISSUED
       FGL  Ords 0.0001c ea  1 000 000 000  542 720 092  DISTRIBUTIONS [ZARc]
                                                  Ords 1c ea            Ldt     Pay    Amt
       DISTRIBUTIONS [ZARc]                       Final No 52        8 Oct 24  14 Oct 24  215.00
       Ords 0.0001c ea     Ldt  Pay   Amt  Scr/100  Interim No 51   25 Mar 24  2 Apr 24  200.00
       FinalNo 7        30 Jul19  5 Aug 19  1.55  0.43  LIQUIDITY: Jan25 Avg 73m shares p.w., R5 353.3m(67.4% p.a.)
       Final No 6       10 Jul 18  16 Jul 18  9.91  2.53
                                                          BANK       40 Week MA  FIRSTRAND
       LIQUIDITY: Jan25 Avg 2m shares p.w., R946 939.2(22.6% p.a.)
               BANK       40 Week MA  FINBOND
                                           525                                         8256
                                           425                                         6993
                                           325                                         5730
                                           226                                         4467
                                           126                                         3204
                                                      2020  |  2021  |  2022  |  2023  |  2024  |
                                                  NOTES: FirstRand delisted its “B” variable non cumulative non redeemable
                                           26
          2020  |  2021  |  2022  |  2023  |  2024  |
                                                   prefs 1c each shares from the JSE on 27 Sep 2022.
       FINANCIAL STATISTICS                       FINANCIAL STATISTICS
       (Amts in ZAR’000)  Aug 24  Feb 24  Feb 23  Feb 22  Feb 21  (R million)  Jun 24  Jun 23  Jun 22  Jun 21  Jun 20
                   Interim  Final Final(rst) Final(rst)  Final  Final Final(rst) Final(rst) Final(rst) Final(rst)
       Interest Paid  178 530  330 467  308 928  313 548  289 831  Interest Paid  106 070  75 460  -  -  -
       Interest Rcvd  417 698  821 526  720 948 1 034 530 1 443 577  Interest Rcvd  189 524  151 896  59 295  49 630  38 532
       Operating Inc  49 798  116 285  74 553  - 95 678  84 439  Operating Inc  64 805  62 851  46 774  37 269  24 947
       Minority Int  - 1 045  - 1 913  - 4 284  - 28 932  40 020  Minority Int  1 471  1 227  1 040  790  614
       Attrib Inc  - 10 580  557 - 274 835 - 244 145 - 295 403  Attrib Inc  38 191  36 331  32 761  26 743  17 021
       TotCompIncLoss  - 198 830  137 087  - 43 851 - 193 781 - 363 806  TotCompIncLoss  39 251  46 128  32 942  21 832  26 489
       Ord SH Int  635 531  832 558  796 966  836 551 1 021 931  Ord SH Int  195 272  181 300  165 566  151 617  137 529
       Dep & OtherAcc  599 296  627 637  658 830  832 939 1 115 576  Dep & OtherAcc  2 003 151 1 923 103 1 655 972 1 542 078 1 535 015
       Liabilities  3 569 167 3 446 373 3 228 600 3 606 212 3 143 080  Deposits&Accep  2 149 566 2 098 572 1 816 409 1 700 626 1 739 955
       Adv & Loans  724 973  700 596  672 740 1 095 389  789 969  Inv & Trad Sec  448 625  436 392  399 729  389 603  321 284
       ST Dep & Cash  576 591  455 719  585 040  617 138  930 701  Adv & Loans  1 611 541 1 539 375 1 334 324 1 223 434 1 261 715
       Total Assets  4 203 080 4 278 331 4 021 225 4 624 203 4 370 085  ST Dep & Cash  158 477  147 671  107 569  135 059  136 002
       PER SHARE STATISTICS (cents per share)     Total Assets  2 369 339 2 298 039 1 999 724 1 870 013 1 894 620
       HEPS-C (ZARc)  - 2.00  - 0.40  - 19.10  - 17.90  - 23.90  PER SHARE STATISTICS (cents per share)
       NAV PS (ZARc)  139.00  182.20  99.80  99.69  119.65  HEPS-C (ZARc)  679.00  654.70  585.30  480.50  308.90
       3 Yr Beta     - 0.11  - 0.56  - 0.44  0.17  0.03  DPS (ZARc)  415.00  384.00  467.00  263.00  146.00
       Price Prd End  68    30    28   54   124   NAV PS (ZARc)  3 484.70 3 233.70 2 952.64 2 703.54 2 453.14
       Price High     79    49    67   174  285   3 Yr Beta     0.85  0.81  0.89  0.90  0.78
       Price Low      30    24    25   48    90   Price Prd End  7 690  6 850  6 237  5 359  3 806
       RATIOS                                     Price High    7 868  7 100  7 934  5 796  7 000
       Ret on SH Fund  - 3.67  - 0.16  - 35.21  - 26.83  - 20.81  Price Low  5 890  5 680  5 180  3 552  3 113
       RetOnTotalAss  6.65  6.52  5.55  - 0.13  2.41  RATIOS
       Interest Mgn  0.11  0.11  0.10  0.16  0.26  Ret on SH Fund  18.21  18.93  18.62  16.40  11.61
       LiquidFnds:Dep  0.96  0.73  0.89  0.74  0.83  RetOnTotalAss  2.84  2.76  2.41  2.09  1.33
                                                  Interest Mgn  0.04  0.03  0.03  0.03  0.02
                                                  LiquidFnds:Dep  0.08  0.08  0.06  0.09  0.09

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