Page 93 - Profile's Stock Exchange Handbook - 2026 Issue 2

Profile’s Stock Exchange Handbook: 2026 - Issue 2 JSE - CAP
Capitec Bank Holdings Ltd. CA Sales Holdings Ltd.

ISIN: ZAE000035861 SHORT: CAPITEC CODE: CPI ISIN: ZAE400000036 SHORT: CA SALES CODE: CAA
ISIN: ZAE000083838 SHORT: CAPITEC-P CODE: CPIP REG NO: 2011/143100/06 FOUNDED: 2011 LISTED: 2022
REG NO: 1999/025903/06 FOUNDED: 1999 LISTED: 2002 NATURE OF BUSINESS: The CA&S Group is a collective of well-
NATURE OF BUSINESS: Capitec Bank Holdings Ltd. (Capitec or the established Fast Moving Consumer Goods (FMCG) service businesses
group) is listed on the Johannesburg Stock Exchange Ltd. (JSE). It owns operating across Africa that offer route-to-market solutions and
the operating subsidiaries Capitec Bank Ltd. (Capitec Bank or the bank), representation to the leading global and local owners of the world’s
Capitec Ins (Pty) Ltd. (Capitec Ins) and Capitec Life Ltd. (Capitec Life). top 200 most loved consumer brands. The Group has over 15 000
SECTOR: Fins--Banks--Banks--Banks employees and provides a complete end-to-end offering outside of
NUMBER OF EMPLOYEES: 16 525 South Africa including warehousing, in-store execution, transport
DIRECTORS: Bhettay N (ind ne), du Plessis S A (ind ne), and logistics, sales, merchandising, technology, and data services,
du Pré le Roux M S (ne), Fernandez C (ind ne), Ford-Hoon N (ind ne), shopper marketing, brand strategy development, point-of-sale,
Mahlangu V (ld ind ne), Malhotra R R (ind ne), Mouton P J (ne), retail training, as well as select debtor services.
Otto C A (ind ne), Botha S L (Chair, ind ne), Lee G (CEO), Hardy G (CFO) SECTOR: ConsDiscr--Retail--Retailers--DiversifiedRetailers
MAJOR ORDINARY SHAREHOLDERS as at 29 Apr 2025 NUMBER OF EMPLOYEES: 15 660
PSG Financial Services Ltd. 30.69% DIRECTORS: Britz F W (ne), Craven J (alt), Cronjé L R (ind ne),
Public Investment Corporation (SOC) Ltd. 15.03% Marole B (ind ne, Botswana), Masilela E (ld ind ne), Mathews B (ind ne),
Kalander Sekuriteit (Pty) Ltd. 5.95% Moakofi S (ind ne), Patel B (ind ne, British), Holtzhausen J A (Chair, ind ne),
POSTAL ADDRESS: PO Box 12451, Die Boord, Stellenbosch, 7613 Lewis D (CEO), Reichert F (CFO)
MORE INFO: www.sharedata.co.za/sdo/jse/CPI MAJOR ORDINARY SHAREHOLDERS as at 31 Dec 2025
COMPANY SECRETARY: Yolandé Mouton Botswana Public Officers Pension Fund 18.50%
TRANSFER SECRETARY: Computershare Investor Services (Pty) Ltd. Export Marketing Investments (Pty) Ltd. 8.80%
SPONSOR: PSG Capital (Pty) Ltd. Coronation Fund Managers 8.60%
AUDITORS: Deloitte & Touche Inc., KPMG Inc. POSTAL ADDRESS: 1st Floor Building C, West End Office Park,
CAPITAL STRUCTURE Authorised Issued 254 Hall Street, Centurion, 0157
CPI Ords 1c ea 500 000 000 116 099 843 MORE INFO: www.sharedata.co.za/sdo/jse/CAA
CPIP Pref shares 1c ea 100 000 000 461 996 COMPANY SECRETARY: Bernadien Naude
TRANSFER SECRETARY: JSE Investor Services (Pty) Ltd.
DISTRIBUTIONS [ZARc] SPONSOR: PSG Capital Ltd.
Ords 1c ea Ldt Pay Amt AUDITORS: Deloitte & Touche (South Africa practice)
Interim No 42 21 Oct 25 27 Oct 25 2620.00 CAPITAL STRUCTURE Authorised Issued
Final No 41 13 May 25 19 May 25 4425.00 CAA Ords no par val 2 000 000 000 481 218 764
LIQUIDITY: Apr26 Avg 1m shares p.w., R4 435.8m(51.2% p.a.)
DISTRIBUTIONS [ZARc]
Ords no par val Ldt Pay Amt
Final No 4 14 Apr 26 20 Apr 26 28.69
Final No 3 22 Apr 25 29 Apr 25 24.44
LIQUIDITY: Apr26 Avg 762 703 shares p.w., R12.4m(8.2% p.a.)

FINANCIAL STATISTICS
Aug 25 Feb 25 Feb 24 Feb 23 Feb 22
(R million)
Interim Final Final(rst) Final(rst) Final
Interest Paid 4 663 10 043 9 342 6 993 4 838
Interest Rcvd 16 518 30 228 25 806 21 199 17 454
Operating Inc 15 231 25 968 22 102 17 874 2 570 FINANCIAL STATISTICS Dec 25 Dec 24 Dec 23 Dec 22
Minority Int 4 7 - - - (R ‘000)
Final
Final
Final
Attrib Inc 7 992 13 742 10 567 9 151 8 527 Turnover 12 808 113 12 519 327 11 322 024 Final(rst)
9 485 361
TotCompInc/Loss 8 048 13 616 10 604 9 215 8 532 Op Inc 860 884 782 572 747 312 531 071
Ord SH Int 53 720 50 841 43 487 37 871 35 714 NetIntPd(Rcvd) - 39 896 - 32 245 - 11 537 12 936
Dep & OtherAcc 182 379 172 635 152 994 144 059 134 458
23 499
10 338
13 919
15 632
Liabilities 196 757 187 550 164 048 152 716 142 178 Minority Int 691 347 605 226 594 150 364 677
Att Inc
Inv & Trad Sec 83 187 81 883 75 902 64 662 63 662 TotCompInc/Loss 643 310 582 362 629 697 361 525
Adv & Loans 95 142 89 145 80 552 78 168 66 549
927 719
861 552
636 272
779 726
ST Dep & Cash 49 166 44 563 34 856 31 014 34 239 Fixed Ass 4 553 064 4 074 932 3 791 682 2 883 289
Tot Curr Ass
Total Assets 250 555 238 464 207 579 190 636 177 943 Ord SH Int 3 695 667 3 200 925 2 706 499 2 150 965
PER SHARE STATISTICS (cents per share) Minority Int 44 285 35 807 26 386 23 928
HEPS-C (ZARc) 6 962.00 11 912.00 9 171.00 7 938.00 7 300.00 LT Liab 283 700 367 028 335 708 331 161
DPS (ZARc) 2 620.00 6 510.00 4 875.00 4 200.00 5 140.00 Tot Curr Liab 2 286 837 2 045 092 2 083 969 1 584 552
NAV PS (ZARc) 46 460.00 43 970.00 37 611.00 33 753.00 30 888.00 PER SHARE STATISTICS (cents per share)
3 Yr Beta 1.40 1.36 1.03 0.84 0.67 HEPS-C (ZARc) 143.72 122.71 97.97 78.21
Price Prd End 356 867 307 437 199 961 175 451 207 435 DPS (ZARc) 28.69 24.44 19.56 15.35
Price High 373 509 340 960 212 000 239 273 219 608 NAV PS (ZARc) 767.98 668.37 569.33 454.43
Price Low 246 986 196 116 132 856 152 500 130 200 3 Yr Beta - 0.20 - - -
RATIOS Price High 1 960 1 700 1 037 1 750
Ret on SH Fund 29.73 27.00 24.27 24.13 23.84 Price Low 1 431 1 030 630 505
RetOnTotalAss 12.14 10.90 10.68 9.43 1.46 Price Prd End 1 484 1 620 1 030 640
Interest Mgn 0.09 0.08 0.08 0.07 0.07 RATIOS
LiquidFnds:Dep 0.27 0.26 0.23 0.22 0.25
Ret on SH Fnd 19.11 19.18 22.12 17.41
Oper Pft Mgn 6.72 6.25 6.60 5.60
D:E 0.25 0.24 0.33 0.32
Current Ratio 1.99 1.99 1.82 1.82
Div Cover 5.02 5.19 6.40 5.12
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