Page 94 - Profile's Stock Exchange Handbook - 2026 Issue 1

JSE - CAP Profile’s Stock Exchange Handbook: 2026 - Issue 1
Capitec Bank Holdings Ltd. CA Sales Holdings Ltd.
ISIN: ZAE000035861 SHORT: CAPITEC CODE: CPI ISIN: ZAE400000036 SHORT: CA SALES CODE: CAA
ISIN: ZAE000083838 SHORT: CAPITEC-P CODE: CPIP REG NO: 2011/143100/06 FOUNDED: 2011 LISTED: 2022
REG NO: 1999/025903/06 FOUNDED: 1999 LISTED: 2002 NATURE OF BUSINESS: The CA&S Group is a collective of well-
NATURE OF BUSINESS: Capitec Bank Holdings Ltd. (Capitec or the established Fast Moving Consumer Goods (FMCG) service businesses
group) is listed on the Johannesburg Stock Exchange Ltd. (JSE). It operating across Africa that offer route-to-market solutions and
owns the operating subsidiaries Capitec Bank Ltd. (Capitec Bank or representation to the leading global and local owners of the world’s
the bank), Capitec Ins (Pty) Ltd. (Capitec Ins) and Capitec Life Ltd. top 200 most loved consumer brands.The Group has over 15 000
(Capitec Life). employees and provides a complete end-to-end offering outside of
SECTOR: Fins--Banks--Banks--Banks South Africa including warehousing, in-store execution, transport
NUMBER OF EMPLOYEES: 16 525 and logistics, sales, merchandising, technology, and data services,
DIRECTORS: Bhettay N (ind ne), du Plessis S A (ind ne), shopper marketing, brand strategy development, point-of-sale,
du Pré le Roux M S (ne), Fernandez C (ind ne), Ford-Hoon N (ind ne), retail training, as well as select debtor services.
Mahlangu V (ld ind ne), Malhotra R R (ind ne), Mouton P J (ne), Otto C A SECTOR: ConsDiscr--Retail--Retailers--DiversifiedRetailers
(ind ne), Botha S L (Chair, ind ne), Lee G (CEO), Hardy G (CFO) NUMBER OF EMPLOYEES: 15 660
MAJOR ORDINARY SHAREHOLDERS as at 29 Apr 2025 DIRECTORS: Britz F W (ne), Craven J (alt), Cronjé L R (ind ne), Marole B
PSG Financial Services Ltd. 30.69% (ind ne, Botswana), Masilela E (ld ind ne), Mathews B (ind ne), Moakofi S
Public Investment Corporation SOC Ltd. 15.03% (ind ne), Patel B (ind ne, British), Holtzhausen J A (Chair, ind ne), Lewis D
Lebashe Investment Group (Pty) Ltd. 7.27% (CEO), Reichert F (CFO)
POSTAL ADDRESS: PO Box 12451, Die Boord, Stellenbosch, 7613 MAJOR ORDINARY SHAREHOLDERS as at 31 Dec 2024
MORE INFO: www.sharedata.co.za/sdo/jse/CPI Botswana Insurance Fund Management 15.00%
COMPANY SECRETARY: Yolandé Mouton Coronation Fund Managers 10.00%
TRANSFER SECRETARY: Computershare Investor Services (Pty) Ltd. Botswana Public Officers Pension Fund 9.00%
SPONSOR: PSG Capital (Pty) Ltd. POSTAL ADDRESS: 1st Floor Building C, West End Office Park,
AUDITORS: Deloitte & Touche Inc., KPMG Inc. 254 Hall Street, Centurion, 0157
CAPITAL STRUCTURE Authorised Issued MORE INFO: www.sharedata.co.za/sdo/jse/CAA
CPI Ords 1c ea 500 000 000 116 099 843 COMPANY SECRETARY: Bernadien Naude
CPIP Pref shares 1c ea 100 000 000 463 612 TRANSFER SECRETARY: JSE Investor Services (Pty) Ltd.
SPONSOR: PSG Capital Ltd.
DISTRIBUTIONS [ZARc] AUDITORS: Deloitte & Touche (South Africa practice)
Ords 1c ea Ldt Pay Amt CAPITAL STRUCTURE Authorised Issued
Interim No 42 21 Oct 25 27 Oct 25 2620.00 CAA Ords no par val 2 000 000 000 481 218 764
Final No 41 13 May 25 19 May 25 4425.00
LIQUIDITY: Jan26 Avg 1m shares p.w., R4 326.2m(56.4% p.a.) DISTRIBUTIONS [ZARc]
Ords no par val Ldt Pay Amt
Final No 3 22 Apr 25 29 Apr 25 24.44
Final No 2 16 Apr 24 22 Apr 24 19.56
LIQUIDITY: Jan26 Avg 662 006 shares p.w., R11.1m(7.2% p.a.)

FINANCIAL STATISTICS
Aug 25 Feb 25 Feb 24 Feb 23 Feb 22
(R million)
Interim Final Final(rst) Final(rst) Final
Interest Paid 4 663 10 043 9 342 6 993 4 838
Interest Rcvd 16 518 30 228 25 806 21 199 17 454 FINANCIAL STATISTICS
Operating Inc 15 231 25 968 22 102 17 874 2 570 (R ‘000) Jun 25 Dec 24 Dec 23 Dec 22
Minority Int 4 7 - - - Interim Final Final Final(rst)
Attrib Inc 7 992 13 742 10 567 9 151 8 527 Turnover 5 955 147 12 519 327 11 322 024 9 485 361
TotCompInc/Loss 8 048 13 616 10 604 9 215 8 532 Op Inc 334 670 782 572 747 312 531 071
Ord SH Int 53 720 50 841 43 487 37 871 35 714 NetIntPd(Rcvd) - 17 116 - 32 245 - 11 537 12 936
Dep & OtherAcc 182 379 172 635 152 994 144 059 134 458 Minority Int 9 301 15 632 10 338 13 919
Liabilities 196 757 187 550 164 048 152 716 142 178 Att Inc 243 095 605 226 594 150 364 677
Inv & Trad Sec 83 187 81 883 75 902 64 662 63 662 TotCompInc/Loss 237 045 582 362 629 697 361 525
Adv & Loans 95 142 89 145 80 552 78 168 66 549 Fixed Ass 903 099 861 552 779 726 636 272
ST Dep & Cash 49 166 44 563 34 856 31 014 34 239 Tot Curr Ass 4 125 395 4 074 932 3 791 682 2 883 289
Total Assets 250 555 238 464 207 579 190 636 177 943 Ord SH Int 3 294 875 3 200 925 2 706 499 2 150 965
PER SHARE STATISTICS (cents per share) Minority Int 41 334 35 807 26 386 23 928
367 028
341 937
335 708
331 161
HEPS-C (ZARc) 6 962.00 11 912.00 9 171.00 7 938.00 7 300.00 LT Liab 2 167 604 2 045 092 2 083 969 1 584 552
Tot Curr Liab
DPS (ZARc) 2 620.00 6 510.00 4 875.00 4 200.00 5 140.00 PER SHARE STATISTICS (cents per share)
NAV PS (ZARc) 46 460.00 43 970.00 37 611.00 33 753.00 30 888.00
3 Yr Beta 1.40 1.36 1.03 0.84 0.67 HEPS-C (ZARc) 50.44 122.71 97.97 78.21
Price Prd End 356 867 307 437 199 961 175 451 207 435 DPS (ZARc) - 24.44 19.56 15.35
Price High 373 509 340 960 212 000 239 273 219 608 NAV PS (ZARc) 684.69 668.37 569.33 454.43
0.66
Price Low 246 986 196 116 132 856 152 500 130 200 3 Yr Beta 1 960 1 700 - 1 037 - 1 750 -
Price High
RATIOS Price Low 1 505 1 030 630 505
Ret on SH Fund 29.73 27.00 24.27 24.13 23.84 Price Prd End 1 715 1 620 1 030 640
RetOnTotalAss 12.14 10.90 10.68 9.43 1.46
Interest Mgn 0.09 0.08 0.08 0.07 0.07 RATIOS
LiquidFnds:Dep 0.27 0.26 0.23 0.22 0.25 Ret on SH Fnd 15.13 19.18 22.12 17.41
Oper Pft Mgn 5.62 6.25 6.60 5.60
D:E 0.30 0.24 0.33 0.32
Current Ratio 1.90 1.99 1.82 1.82
Div Cover - 5.19 6.40 5.12
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