Page 98 - Profile's Stock Exchange Handbook - 2025 Issue 4

JSE - CAL Profile’s Stock Exchange Handbook: 2025 - Issue 4
CALGRO.inddoldings Ltd.
Calgro M3 Holdings Ltd. Capitec B ank H
ISIN: ZAE000109203 ISIN: ZAE000035861 SHORT: CAPITEC CODE: CPI
SHORT: CALGRO
CODE: CGR ISIN: ZAE000083838 SHORT: CAPITEC-P CODE: CPIP
REG NO: 2005/027663/06 REG NO: 1999/025903/06 FOUNDED: 1999 LISTED: 2002
FOUNDED: 1995 NATURE OF BUSINESS: Capitec Bank Holdings Ltd. (Capitec or the
LISTED: 2007 group) is listed on the Johannesburg Stock Exchange Ltd. (JSE). It
NATURE OF BUSINESS: Calgro M3 is a property and property- owns the operating subsidiaries Capitec Bank Ltd. (Capitec Bank or
related investment company that is a market leader in the the bank), Capitec Ins (Pty) Ltd. (Capitec Ins) and Capitec Life Ltd.
Residential Property Development and Memorial Parks industries (Capitec Life).
and provides innovative, cost efficient solutions of the highest SECTOR: Fins--Banks--Banks--Banks
quality across these product ranges. NUMBER OF EMPLOYEES: 15 747
SECTOR: Inds--Constr&Mats--Constr&Mats--Construction DIRECTORS: Bhettay N (ind ne), du Plessis S A (ind ne), du Pré le Roux M S
NUMBER OF EMPLOYEES: 143 (ne), Fernandez C (ind ne), Ford-Hoon N (ind ne), Mahlangu V (ld ind ne),
DIRECTORS: Baloyi T (ind ne), Chou L C H (ne), Gama Dr M (ind ne), Makwane K (ind ne), Malhotra R R (ind ne), Mouton P J (ne), Otto C A
Langson A, Moodley T C (ne), Mzondeki K (ind ne), Patmore R B (ind ne), Botha S L (Chair, ind ne), Lee G (CEO), Hardy G (CFO)
(ld ind ne), Williams W, Ntene H (Chair, ind ne), Malherbe B P MAJOR ORDINARY SHAREHOLDERS as at 29 Apr 2025
(CEO), Naicker S (CFO) PSG Financial Services Ltd. 30.69%
MAJOR ORDINARY SHAREHOLDERS as at 23 Jun 2025 Public Investment Corporation SOC Ltd. 15.03%
Pershing LLC 14.23% Lebashe Investment Group (Pty) Ltd. 7.27%
BPM Familie Trust 6.36% POSTAL ADDRESS: PO Box 12451, Die Boord, Stellenbosch, 7613
Willem Jakobus Lategan 5.79% MORE INFO: www.sharedata.co.za/sdo/jse/CPI
POSTAL ADDRESS: Private Bag X33, Craighall, 2024 COMPANY SECRETARY: Yolandé Mouton
EMAIL: info@calgrom3.com TRANSFER SECRETARY: Computershare Investor Services (Pty) Ltd.
WEBSITE: www.calgrom3.com SPONSOR: PSG Capital (Pty) Ltd.
TELEPHONE: 011-300-7500 AUDITORS: Deloitte & Touche Inc., KPMG Inc.
COMPANY SECRETARY: Juba Statutory Services (Pty) Ltd.
TRANSFER SECRETARY: Computershare Investor Services (Pty) Ltd. CAPITAL STRUCTURE Authorised Issued
SPONSOR: PSG Capital (Pty) Ltd. CPI Ords 1c ea 500 000 000 116 099 843
AUDITORS: Mazars Inc. CPIP Pref shares 1c ea 100 000 000 463 612
CAPITAL STRUCTURE Authorised Issued DISTRIBUTIONS [ZARc]
CGR Ords no par val 500 000 000 114 381 575 Ords 1c ea Ldt Pay Amt
DISTRIBUTIONS [ZARc] Interim No 42 21 Oct 25 27 Oct 25 2620.00
Ords no par val Ldt Pay Amt Final No 41 13 May 25 19 May 25 4425.00
Final No 2 27 May 25 2 Jun 25 8.64 LIQUIDITY: Oct25 Avg 1m shares p.w., R4 223.6m(57.4% p.a.)
Final No 1 27 May 24 3 Jun 24 9.49
LIQUIDITY: Sep25 Avg 506 204 shares p.w., R2.8m(23.0% p.a.) CAPITEC 40 Week MA BANK 450000
400000
CALGRO 40 Week MA CONM
800
350000
700 300000
600 250000
500 200000
150000
400
100000
300
50000
200 2021 2022 2023 2024 2025
100
2021 2022 2023 2024 2025 FINANCIAL STATISTICS
Aug 25 Feb 25 Feb 24 Feb 23 Feb 22
FINANCIAL STATISTICS (R million) Interim Final Final(rst) Final(rst) Final
Feb 25 Feb 24 Feb 23 Feb 22 Feb 21
(R’000) Interest Paid 4 663 10 043 9 342 6 993 4 838
Final Final(rst) Final(rst) Final Final Interest Rcvd 16 518 30 228 25 806 21 199 17 454
Turnover 868 907 1 290 865 1 525 317 1 321 593 879 147 Operating Inc 15 231 25 968 22 102 17 874 2 570
Op Inc 165 720 259 057 257 529 194 077 67 405
NetIntPd(Rcvd) - 3 950 - 276 10 557 24 254 44 684 Minority Int 4 7 - - -
Tax 46 428 72 897 66 071 47 294 7 587 Attrib Inc 7 992 13 742 10 567 9 151 8 527
Minority Int 1 132 161 93 359 - 465 TotCompIncLoss 8 048 13 616 10 604 9 215 8 532
Att Inc 164 984 195 705 186 195 131 812 18 944 Ord SH Int 53 720 50 841 43 487 37 871 35 714
TotCompIncLoss 166 116 195 865 186 288 132 170 18 479 Dep & OtherAcc 182 379 172 635 152 994 144 059 134 458
Hline Erngs-CO 164 639 193 505 185 958 128 229 - 19 314 Liabilities 196 757 187 550 164 048 152 716 142 178
Fixed Ass 25 945 29 189 16 684 19 682 22 501
Inv in Assoc 136 610 68 321 51 992 46 605 37 067 Inv & Trad Sec 83 187 81 883 75 902 64 662 63 662
Inv & Loans 19 196 16 770 14 895 13 928 13 027 Adv & Loans 95 142 89 145 80 552 78 168 66 549
Def Tax Asset 11 363 15 682 26 500 31 695 56 582 ST Dep & Cash 49 166 44 563 34 856 31 014 34 239
Tot Curr Ass 2 898 910 2 524 452 2 369 394 2 147 748 2 159 029 Total Assets 250 555 238 464 207 579 190 636 177 943
Ord SH Int 1 430 422 1 273 866 1 144 925 963 090 827 820 PER SHARE STATISTICS (cents per share)
Minority Int 3 254 666 689 596 237 HEPS-C (ZARc) 6 962.00 11 912.00 9 171.00 7 938.00 7 300.00
LT Liab 366 066 326 017 267 525 213 835 208 617
Tot Curr Liab 1 474 426 1 235 662 1 245 924 1 261 735 1 431 130 DPS (ZARc) 2 620.00 6 510.00 4 875.00 4 200.00 5 140.00
PER SHARE STATISTICS (cents per share) NAV PS (ZARc) 46 460.00 43 970.00 37 611.00 33 753.00 30 888.00
EPS (ZARc) 171.72 191.10 153.37 108.58 14.88 3 Yr Beta 1.40 1.36 1.03 0.84 0.67
HEPS-C (ZARc) 171.36 188.95 153.18 105.63 - 15.17 Price Prd End 356 867 307 437 199 961 175 451 207 435
DPS (ZARc) 8.64 9.49 - - - Price High 373 509 340 960 212 000 239 273 219 608
NAV PS (ZARc) 1 486.20 1 326.82 950.61 793.81 682.00 Price Low 246 986 196 116 132 856 152 500 130 200
3 Yr Beta - 0.12 0.34 - 0.06 - 0.43 - 0.64 RATIOS
Price High 738 519 449 640 800 Ret on SH Fund 29.73 27.00 24.27 24.13 23.84
Price Low 452 241 252 175 80 RetOnTotalAss 12.14 10.90 10.68 9.43 1.46
Price Prd End 511 460 262 363 190 Interest Mgn 0.09 0.08 0.08 0.07 0.07
RATIOS LiquidFnds:Dep 0.27 0.26 0.23 0.22 0.25
Ret on SH Fnd 11.59 15.37 16.26 13.72 2.23
Ret On Tot Ass 6.82 10.04 10.10 7.87 1.13
Oper Pft Mgn 19.07 20.07 16.88 14.69 7.67
D:E 0.77 0.73 0.77 0.87 1.39
Int Cover - 41.96 - 940.23 24.39 8.00 1.51
Current Ratio 1.97 2.04 1.91 1.70 1.51
96