Page 120 - Profile's Stock Exchange Handbook - 2025 Issue 4

JSE - FIN Profile’s Stock Exchange Handbook: 2025 - Issue 4
Finbond Group Ltd. FirstRand Ltd.

ISIN: ZAE000138095 SHORT: FINBOND CODE: FGL ISIN: ZAE000066304 SHORT: FIRSTRAND CODE: FSR
REG NO: 2001/015761/06 FOUNDED: 2001 LISTED: 2007 REG NO: 1966/010753/06 FOUNDED: 1998 LISTED: 1998
NATURE OF BUSINESS: Finbond Group Ltd. is a leading international NATURE OF BUSINESS: FirstRand Ltd., through its portfolio of
Financial Services institution that specialises in the design and integrated financial services businesses, operates in South Africa,
delivery of unique value and solution-based savings, credit and value certain markets in sub-Saharan Africa, the UK, and India.
adding service solutions tailored around depositor and borrower SECTOR: Fins--Banks--Banks--Banks
requirements rather than institutional policies and practices. NUMBER OF EMPLOYEES: 49 250
SECTOR: Fins--Banks--Banks--Banks DIRECTORS: Burger J P (ne), Isaacs T C (ind ne), Makosholo P J (ind ne),
NUMBER OF EMPLOYEES: 2 341 Naidoo P D (ind ne), Roscherr Z (ind ne), Sibisi Dr S P (ld ind ne),
DIRECTORS: Melville N J (ind ne), Naude P (ind ne), Pentz D C (ind ne), von Zeuner L L (ind ne), Winterboer T (ind ne), Vilakazi M (CEO),
Riskowitz S M (ne), Wilken-Jonker H J (ne), Motlatla Dr M D C Davias M G (Group CFO)
(Chair, ind ne), van Aardt Dr W (CEO), Labuschagne G (CFO) MAJOR ORDINARY SHAREHOLDERS as at 30 Jun 2025
MAJOR ORDINARY SHAREHOLDERS as at 28 Feb 2025 Public Investment Corporation 15.70%
Kings Reign Investments (Pty) Ltd. 34.90% BEE Partners 4.90%
Protea Asset Management LLC 28.70% BlackRock Investment Management 3.00%
Finbond Private Equity 11.50% POSTAL ADDRESS: PO Box 650149, Benmore, 2010
POSTAL ADDRESS: PO Box 2127, Brooklyn Square, 0075 MORE INFO: www.sharedata.co.za/sdo/jse/FSR
MORE INFO: www.sharedata.co.za/sdo/jse/FGL COMPANY SECRETARY: Carnita Low
COMPANY SECRETARY: B C Bredenkamp TRANSFER SECRETARY: Computershare Investor Services (Pty) Ltd.
TRANSFER SECRETARY: JSE Investor Services (Pty) Ltd. SPONSOR: Rand Merchant Bank (A division of FirstRand Bank Ltd.)
SPONSOR: Valeo Capital (Pty) Ltd. AUDITORS: Ernst & Young Inc., PwC Inc.
AUDITORS: BDO South Africa Inc. CAPITAL STRUCTURE Authorised Issued
CAPITAL STRUCTURE Authorised Issued FSR Ords 1c ea 6 001 688 450 5 609 488 001
FGL Ords 0.0001c ea 1 000 000 000 515 720 092 DISTRIBUTIONS [ZARc]
DISTRIBUTIONS [ZARc] Ords 1c ea Ldt Pay Amt
Ords 0.0001c ea Ldt Pay Amt Final No 54 7 Oct 25 13 Oct 25 247.00
Final No 8 25 Mar 25 31 Mar 25 9.57 Interim No 53 1 Apr 25 7 Apr 25 219.00
Final No 7 30 Jul 19 5 Aug 19 1.55 LIQUIDITY: Oct25 Avg 70m shares p.w., R5 254.3m(64.5% p.a.)
LIQUIDITY: Oct25 Avg 872 846 shares p.w., R671 287.4(8.8% p.a.)
FIRSTRAND 40 Week MA BANK 11000
FINBOND 40 Week MA BANK
300 10000
250 9000
8000
200
7000
150 6000
100 5000
4000
50
3000
2021 2022 2023 2024 2025
0
2021 2022 2023 2024 2025
FINANCIAL STATISTICS
FINANCIAL STATISTICS Jun 25 Jun 24 Jun 23 Jun 22 Jun 21
Feb 25 Feb 24 Feb 23 Feb 22 Feb 21 (R million)
(R ’000) Final Final Final(rst) Final(rst) Final(rst)
Final Final Final(rst) Final(rst) Final Interest Paid 110 295 106 070 75 460 - -
Interest Paid 368 106 330 467 308 928 313 548 289 831 Interest Rcvd 198 729 189 524 151 896 59 295 49 630
Interest Rcvd 833 257 821 526 720 948 1 034 530 1 443 577 Operating Inc 70 855 64 805 62 851 46 774 37 269
Operating Inc 153 849 116 285 74 553 - 95 678 84 439 Minority Int 1 591 1 471 1 227 1 040 790
Minority Int - 2 547 - 1 913 - 4 284 - 28 932 40 020 Attrib Inc 41 876 38 191 36 331 32 761 26 743
Attrib Inc 31 799 557 - 274 835 - 244 145 - 295 403 TotCompIncLoss 49 606 39 251 46 128 32 942 21 832
TotCompIncLoss - 71 343 137 087 - 43 851 - 193 781 - 363 806 Ord SH Int 216 370 195 272 181 300 165 566 151 617
Ord SH Int 730 914 832 558 796 966 836 551 1 021 931 Dep & OtherAcc 2 181 874 2 003 151 1 923 103 1 655 972 1 542 078
Dep & OtherAcc 637 865 627 637 658 830 832 939 1 115 576 Deposits&Accep 2 343 228 2 149 566 2 098 572 1 816 409 1 700 626
Liabilities 3 796 743 3 446 373 3 228 600 3 606 212 3 143 080 Inv & Trad Sec 502 190 448 625 436 392 399 729 389 603
Adv & Loans 724 462 700 596 672 740 1 095 389 789 969 Adv & Loans 1 748 639 1 611 541 1 539 375 1 334 324 1 223 434
ST Dep & Cash 661 787 455 719 585 040 617 138 930 701 ST Dep & Cash 168 379 158 477 147 671 107 569 135 059
Total Assets 4 527 784 4 278 331 4 021 225 4 624 203 4 370 085 Total Assets 2 588 770 2 369 339 2 298 039 1 999 724 1 870 013
PER SHARE STATISTICS (cents per share) PER SHARE STATISTICS (cents per share)
HEPS-C (ZARc) - 1.90 - 0.40 - 19.10 - 17.90 - 23.90 HEPS-C (ZARc) 748.80 679.00 654.70 585.30 480.50
DPS (ZARc) 9.57 - - - - DPS (ZARc) 466.00 415.00 384.00 467.00 263.00
NAV PS (ZARc) 152.30 182.20 99.80 99.69 119.65 NAV PS (ZARc) 3 875.40 3 484.70 3 233.70 2 952.64 2 703.54
3 Yr Beta 0.55 - 0.56 - 0.44 0.17 0.03 3 Yr Beta 1.02 0.85 0.81 0.89 0.90
Price Prd End 70 30 28 54 124 Price Prd End 7 569 7 690 6 850 6 237 5 359
Price High 100 49 67 174 285 Price High 8 922 7 868 7 100 7 934 5 796
Price Low 30 24 25 48 90 Price Low 5 908 5 890 5 680 5 180 3 552
RATIOS RATIOS
Ret on SH Fund 4.00 - 0.16 - 35.21 - 26.83 - 20.81 Ret on SH Fund 17.87 18.21 18.93 18.62 16.40
RetOnTotalAss 7.99 6.52 5.55 - 0.13 2.41 RetOnTotalAss 2.85 2.84 2.76 2.41 2.09
Interest Mgn 0.10 0.11 0.10 0.16 0.26 Interest Mgn 0.03 0.04 0.03 0.03 0.03
LiquidFnds:Dep 1.04 0.73 0.89 0.74 0.83 LiquidFnds:Dep 0.08 0.08 0.08 0.06 0.09
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