Pillar 3 quarterly disclosures as at 30 June 2025

Standard Bank Group Limited
Registration number 1969/017128/06
Incorporated in the Republic of South Africa
Website: www.standardbank.com/reporting

Share codes
JSE and A2X share code: SBK
ISIN: ZAE000109815
NSX share code: SNB
SBKP ZAE000038881 (First preference shares)
SBPP ZAE000056339 (Second preference shares)
JSE bond code: SBKI
("Standard Bank Group" or "the group")


Pillar 3 quarterly disclosures as at 30 June 2025
In terms of the requirements under Regulation 43(1)(e)(iii) of the regulations relating to
banks and the Basel Committee on Banking Supervision (BCBS) Pillar 3 framework,
quarterly disclosures on capital adequacy, risk weighted assets, leverage and liquidity are
required.

Shareholders and noteholders are advised that Standard Bank Group and The Standard
Bank of South Africa Limited Pillar 3 disclosures for the quarter ended 30 June 2025 are
available on the group's website:

Capital and Risk Management documents | Standard Bank

At 30 June 2025, the group reported:
    • CET1 capital adequacy ratio including unappropriated profits of 13.2%;
    • Liquidity Coverage Ratio of 131.5%; and
    • Net Stable Funding Ratio of 125.0%.

Shareholders are advised that the information contained in this announcement has not been
reviewed or reported on by the group's external auditors.

Johannesburg
29 August 2025

JSE sponsor
The Standard Bank of South Africa Limited

Namibian sponsor
Simonis Storm Securities (Proprietary) Limited

Date: 29-08-2025 01:45:00
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